Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
The meaning behind "Lending Redefined" is simple: To redefine the lending process by bringing hospitality back to the mortgage industry. When you work with OVM Financial, you are more than a number in a stack of files; you become a member of the OVM family and a customer for life.
At OVM Financial Inc. we are committed to providing the highest level of support and service to our clients and partners. Our core values of honesty, accountability, and integrity define who we are. Our success is not solely determined by profit and loss, but rather by the friends and families that benefit from our hard work.